This paper provides considerations and suggestions for estate planning when a client has a dependent adult child. It includes a discussion of family maintenance and support provisions and registered disability savings plans, and highlights various forms of trusts, including AISH compliant trusts and group trusts. The paper includes sample provisions related to AISH trusts, RRSPs, RDSPs, and guardianship of a dependent adult child.

This paper is part of a collection presented at LESA’s Estate Planning for the Average Wealth Client program in Edmonton on November 29, 2017 and in Calgary on December 6, 2017.